Low Cost Resources
If you are covered by MassHealth or another insurance plan we do not currently accept, the following organizations may offer services at low cost or on a sliding scale. We recommend checking directly with each provider to confirm eligibility, availability, and coverage through your specific insurance plan before pursuing services.
You can also search for in-network providers by calling the MassHealth Customer Service Center at 1-800-841-2900 or visiting the MassHealth website.
You can use the MassHealth online provider directory to search for therapists and mental health professionals in your area. You can filter by "Behavioral Health" services, and many providers offer telehealth services.
MassHealth partners with MBHP to offer mental health services. You can find a list of in-network therapists and counselors on their website: MBHP Provider Search.
Directories and Service Centers:
Many therapists are listed on Psychology Today that offer telehealth services and accept MassHealth. Simply filter by your insurance plan and select telehealth to find a provider who fits your needs.
Open Path Collective is a nonprofit network offering affordable psychotherapy to individuals who may be uninsured, underinsured, or unable to pay standard rates.
Boston Medical Center Community Health Center (CBHC) offers comprehensive, accessible mental health and substance use services for individuals in Boston. Their services include 24/7 crisis evaluations, urgent and routine visits, and a range of outpatient treatments.
Northeast Health Services is a network of mental health clinics across the state, dedicated to providing accessible and personalized care. With multiple locations and telehealth options, they strive to make mental health support convenient and affordable for all.
Fenway Health is a Boston-based health center dedicated to providing comprehensive and culturally competent healthcare services. Their behavioral health department offers individual, group, couple, and family therapy, as well as psychiatric consultations with a focus on LGBTQIA+ individuals and other underserved communities. Financial assistance is available, ensuring that no one is denied access to services due to an inability to pay.
Riverside Community Care is a Massachusetts-based nonprofit offering a wide range of behavioral health services, including outpatient counseling, crisis intervention, and substance use treatment. They provide accessible care through programs like their Community Behavioral Health Centers, which offer 24/7 crisis support and flexible treatment options.
Codman Square Health Center is located in Dorchester and offers integrated behavioral health services alongside primary care to promote overall well-being. Their team provides immediate access to assessments, short-term and traditional therapy, and referrals to specialized care, ensuring comprehensive support for individuals of all ages.
The Dimock Center offers culturally competent behavioral health services for families and individuals of all ages. Their programs include outpatient counseling, substance use treatment, and integrated primary care.
South End Community Health Center has a Behavioral Health Urgent Care Service (BHUCS) which provides immediate evaluations and support for mental health or substance use crises.
Whittier Street Health Center in Roxbury offers comprehensive behavioral health and substance use services integrated with primary care, serving indivudals and families. Their multidisciplinary team provides individual, family, couple, and group counseling, psychiatric evaluations, medication management, and specialized programs like Suboxone treatment, relapse prevention, and trauma support. Innovative offerings such as art therapy and the “Moms Do Care” program for pregnant and parenting women with opioid use disorder further enhance their commitment to holistic, accessible care.
South Boston Community Health Center offers integrated behavioral health services, including therapy for groups and individuals, psychiatric evaluations, medication management, and crisis intervention for individuals and families. Their team also provides support for substance use disorders, trauma, and other mental health concerns, with additional resources like prenatal education and domestic violence safety planning. Patients must have a primary care provider at SBCHC to access these services.
The Baker Center is formerly known as Judge Baker’s Children’s Center, and it is a Boston-based nonprofit organization dedicated to supporting children and families facing mental health and learning challenges. Through programs like the Center for Effective Therapy, Manville School, Camp Baker, and Next Step College Success, they offer evidence-based treatments, special education, and transitional support for youth ages 2-22. Their services are designed to be accessible and inclusive with locations in Boston and Waltham.
Brookline Center for Community Mental Health provides affordable mental health care and social services to individuals and families in Brookline and the Greater Boston area. Offering individual and group therapy, psychiatric care, and case management, the Center ensures accessibility through insurance coverage, sliding scale fees, and financial assistance programs. They also connect clients to essential resources like housing and basic needs support, fostering holistic well-being.
BU Center for Anxiety and Related Disorders (BU CARD) offers evidence-based cognitive behavioral therapy for children, adolescents, and adults experiencing anxiety, mood, sleep, and related disorders. Services include individual and group therapy, intensive treatment programs, and neuropsychological assessments. While CARD’s services are not free, they provide sliding-scale fees with graduate student clinicians and opportunities to participate in research studies that may offer free treatment.
Well Roots Counseling is an online therapy practice specializing in women’s mental health, offering personalized support for issues like anxiety, depression, and maternal mental health across Massachusetts. They provide affordable care options, including sliding scale fees with graduate student interns, ensuring accessible therapy for those in need.
National Alliance on Mental Illness (NAMI) Massachusetts is a nonprofit organization dedicated to improving the lives of individuals affected by mental health conditions, along with their families and caregivers. They offer a variety of free programs, including peer-led support groups, educational classes like NAMI Peer-to-Peer, NAMI Basic, and the Compass Helpline, which assists individuals in navigating mental health resources and services.
Support and Helplines:
Low or no-cost support and helplines provide individuals with access to crucial mental health assistance, offering confidential counseling, crisis intervention, and resource referrals at no charge. These services ensure that anyone, regardless of financial situation, can find the help they need during times of distress or when navigating mental health challenges.
The Massachusetts Behavioral Helpline (BHHL) is a free confidential service available 24/7 to all Massachusetts residents, providing real-time support and connections to mental health and substance use services. Accessible via phone or text at 833-773=2445, or online at masshelpline.com, the BHHL offers assistance regardless of insurance status, with support available in over 200 languages and accommodations for individuals who are deaf or hard of hearing.
Samaritans is a Massachusetts-based nonprofit offering free, confidential, and nonjudgemental suicide prevention services.Their 24/7 Helpline - accessible by calling or texting 116-123 - provides compassionate support to anyone feeling isolated, overwhelmed, or in crisis. Additionally, their “Hey Sam” text line offers peer-to-peer mental health support for individuals up to 24 years old. Samaritans also provides grief support for suicide loss survivors and community education programs.
Crisis Text Line offers free 24/7, confidential support for anyone in crisis via text message. Text HELLO to 741741 to connect with a trained crisis counselor who can provide support and help you navigate tough moments.
The Disaster Distress Helpline, provided by SAMHSA, offers 24/7, free, and confidential emotional support to people affected by natural or human-caused disasters, including pandemics and community violence. Call or text 1-800-985-5990 to connect with trained counselors who can help you manage distress and access additional resources.
The 988 Suicide & Crisis Lifeline provides free 24/7, confidential support for people in emotional distress, suicidal crisis, or mental health emergencies. By calling or texting 988, you can connect with trained counselors who are there to listen, offer support, and help you find resources.
The Trevor Project is the leading national organization providing crisis intervention and suicide prevention services to LGBTQ+ young people under 25. Their free, confidential support is available 24/7 via phone, text, and chat through trained counselors who affirm and understand LGBTQ+ identities.
The Massachusetts Substance Use Helpline provides free, confidential support to youth and young adults facing substance use challenges. Services include early intervention, outpatient counseling, residential treatment, and recovery resources like peer support groups and recovery high schools. Family support is also available, ensuring comprehensive care for individuals aged 13-25. Contact the Helpline at 800-327-5050 or visit them online to learn more.
Boston Medical Center's Community Behavioral Health Center (CBHC) offers same-day mental health and addiction services for people of all ages, regardless of insurance status. With 24/7 crisis response, therapy, psychiatry, and substance use treatment, BMC’s CBHC is a vital resource for accessible, urgent care in Boston and Brookline.
NAMI Massachusetts' Peer Support offers a variety of free peer support programs for individuals navigating mental health challenges. These include NAMI Connection Recovery Support Groups, which are peer-led gatherings providing a safe and confidential space to share experiences and gain support from others who understand. Additionally, the NAMI Peer-to-Peer program is an 8-week course led by individuals with lived experience, focusing on wellness strategies and personal growth. Recovery Learning Communities (RLCs) across the state offer peer support groups, one-on-one mentoring, workshops, and more, fostering community and empowerment. For young adults, Young Adult Access Centers provide drop-in spaces with peer mentoring, skill-building activities, and connections to resources.
Boston’s Mayor's Health Line is a free, confidential, multilingual information and referral service provided by the Boston Public Health Commission. It assists all Boston residents - regardless of immigration status - with health insurance enrollment, finding primary care, accessing mental health and substance use services, and connecting to resources like SNAP, WIC, and legal aid. Staffed by certified navigators, the service is available Monday through Friday from 9a to 5p. Contact them by calling 617-534-5050, toll-free at 1-800-847-0710, or email them at mayorshealthline@bphc.org
Mass 211 is a free, 24/7 statewide resource that connects Massachusetts residents with essential health and human services, including housing assistance, mental health care, food access, and disaster relief.
Telehealth-only organizations offer virtual mental health services- including therapy, psychiatry, and support groups - accessible from the comfort of your home. These platforms often provide flexible scheduling, lower-cost options (such as sliding scale or student clinicians), and expanded access for individuals across Massachusetts.
Talkspace offers online therapy and accepts MassHealth for eligible individuals. They provide therapy through text, video, and audio messaging. Make sure to confirm eligibility with them directly.
BetterHelp is a subscription-based online therapy platform that connects individuals with licensed therapists for virtual sessions via messaging, phone, or video. While not typically covered by insurance, BetterHelp offers financial aid to make therapy more affordable for those who qualify.
LiveHealth Online is a telehealth platform offering virtual therapy and psychiatry services with licensed professionals. The platform accepts many insurance plans, which may reduce out-of-pocket expenses. Appointments can be scheduled within days, with flexible options including evenings and weekends. Services are available in English and Spanish and users can choose their provider based on availability.
Amwell is a telehealth platform offering online therapy and psychiatry with licensed clinicians for a variety of mental health concerns, including anxiety, depression, and stress. Services are available 24/7 in multiple languages and many insurance plans are accepted to help lower the cost of care.
MDLive provides virtual therapy and psychiatry services with licensed providers for concerns like anxiety, depression, grief, and more. Appointments are available days, nights, and weekends. Many insurance plans are accepted, helping make mental health care affordable and accessible.
